If you are trying to create an engagement ring budget, this guide can help save money. Here are ways to save on engagement rings without sacrificing quality.
Are you waiting to pop the question to the love of your life, but is finding that perfect ring standing in the way?
For many couples, having the perfect ring when you propose is so important, but finding it can be a bit of a chore, especially when it comes to the cost. Many people still believe in the three-months-salary rule to help fund the bling.
However, this doesn't mean you can't save money! A beautiful ring doesn't have to equal a big budget.
Here are some tips on how to save on engagement rings.
1. Set A Budget
Yes, the dreaded B-word, budget. Never fear, though! You can get a lovely engagement ring without blowing your bank account.
You don't have to follow the three-month salary 'rule', just set a price that works for you and don't budge, especially if it might mean financial strain. You don't want to start your marriage off on the shaky financial ground. If you need to, save a little at a time.
One way to stick to your budget is to shop around first and think about your options before making a purchase.
2. Consider Other Stones
Yes, diamonds are a girl's best friend, but there are other friends, too that shine just as bright.
Getting an engagement ring with colored stone like emeralds, rubies, and sapphires, is a unique and unorthodox way to pop the question.
However, if your significant other loves the look of diamonds, there are cubic zirconia engagement rings that look real and sparkle like diamonds at a fraction of the cost.
3. Shop Around
When you walk into a jewelry store, it's easy to be sucked in and excited. Don't take the bait! Some jewelry stores will mark up their pieces and you risk not knowing what else is out there.
Besides running the risk of paying more than you want, shopping around allows you to find different pieces and broaden your decision.
4. Four Cs
The 4 Cs matter when it comes to choosing a diamond. They are:
- Cut: This is how the diamond is shaped and reflects how much sparkle it will have
- Clarity: This is how clear the diamond is
- Color: Some diamonds have a slight color or no color at all
- Carat: Essentially, this means how big the diamond is.
Once you familiarize yourself with the four Cs, engagement-ring shopping will be easier.
5. Ask Around
Have any of your friends recently got engaged and love their shopping experience? Ask them about it! The best advertising is word-of-mouth and if you trust your loved ones, they'll tell you the truth.
Ask them about where they shopped, how they chose a ring, and any other questions you might have for them.
Save on Engagement Rings
Getting engaged is an exciting time in the life of two people and their families. When you save on engagement rings, you can enjoy the engagement period and start saving money for more important things!
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