Discarded Proverbs

Talk of proverbs and good old Bill pops up like a bad penny, every time. This time, though, I must admit he popped up as a consequence of that '..to thine own self be true' crack that I quoted in my last post from his 'Hamlet'. Somewhere before that piece of advice, he also said, "Neither a lender nor a borrower be". (I know, two quotes within a space of a few words is a bit too much even for Bill, but then you know the guy. He seems incapable of writing, without scattering around quotes like confetti.)
Unlike most of Bill's quotes, this one about lending and borrowing has been pretty short-lived. I mean, if you started advising your kid this way, he would be on the phone calling for an ambulance from the nearest mental hospital even before you hit the 'be' in it. Just imagine putting an end to lending. Bang goes your entire banking industry and with it a few million jobs. As for putting an end to 'borrowing', what do you think the younger generation would have to live for? Currently, of course, they live to pay their EMIs.
With the 'lending/borrowing" thing dead as a dodo, another proverb also bit the dust. "A penny saved is a penny earned", indeed! That one needs to be kissed goodbye, fondly or otherwise, and replaced with "A penny borrowed is two pennies that have to be earned."
There is yet another proverb that needs discarding because it has failed to move with the times. "Don't look a gift horse in its mouth", they used to say. NOW, if you stopped looking gift horses in the mouth, you will start believing that THAT Nigerian lawyer, offering you a zillion pounds in an unclaimed bank account, deserves to get the complete details of your bank account - PIN, Internet banking passwords and all (Oh! And, by the way, I can quote a contradictory proverb here - "Beware of Greeks bearing gifts". THAT gift was a horse, too, although a wooden one and called a Trojan Horse, though the Trojans would have been pleased, in retrospect, to have nothing to do with it). Well, believe in that proverb if you want, but do not ask me to. My gift horses will receive a complete dental examination - from a safe distance of course.
And, no, I am not 'throwing away the baby with the bath-water', even though I am, as yet, undecided about the desirability of babies - since they have this unfortunate and undesirable habit of growing up!