Salesmanship or Product which is important ???
Insurance is the most
toughest thing to sell they say! I have not sold one so I might have
to just buy that argument on the face of it. The closest thing that I
have sold to Insurance is Rating for small and medium enterprises.
Selling something which doesn't really give you value is not a very
easy thing. Now there are arguments for both sides. There are people
who sell this product and achieve the required target almost every
month. So there we might talk about the salesmanship of the person
who is selling it. Then there are others who would say why should I
sell this to someone who is not going to benefit from such an
investment however small that amount may be!
How do you define a sales
person? What is his exact role? Is salesman someone who help identify
what the customer wants and then suggest a right product which would
fulfill the need or is he someone who would ask questions to anyone
who qualify to be his potential customer for which his predetermined
answer is his product, or salesman is that persistent guy who almost
stalk you to death before you finally buy whatever he is selling so
as to just get over it. Philiph Kotler says people buy holes and not
drill machines! So can we say that sales as an activity should be
superfluous, there is no push required from a salesman?
This is where theory and
practice go on a tangent. Sales as we see on a daily basis is not a
passive activity! Its a competitive market where people try all sort
of tricks so as to ensure that you buy their wares. A sales person
would lie, deceive, over promise, mis-represent to ensure that you
buy his product. It is so fixed in our psyche that Salesman are
supposed to be liars, pushy etc. We always get annoyed at the first
sight of someone who tries to sell even though we might be actually
considering to buy such a product! Eg: If I am in a mall looking for
some electronic item and if suddenly a sales guy comes and asks me
what I want to buy or even if he just shadows me along I get
irritated. Now this guy is just doing his job he has been paid to do
so. So again what is his job? Is it to ensure that he answers my
question or is it to ensure that he sells his wares to me? For now I
believe that companies are paying him to ensure that he sell wares to
those who walk in.
But my argument is that
may be its time companies look around and ponder about the strategies
that they adopt to sell their product. So what inspired me to
scribble so much is the recent max newyork ad. Max Newyork Insurance
has recently tried to do something with their new communication
strategy about how their agents are different from the other
companies. I was always of the opinion that insurance should be sold
as insurance and not as an investment option, but very often I see a
lot of agents sell it as investment rather than indemnity. Max has
played smart by positioning their agents as the honest lot who would
give you true pictures and thereby creating a positive disposition at
the customers side when an agent approaches him. Otherwise almost all
insurance companies offer more or less same products. So once
customer give the max guy a chance will he play fair or he will act
just like a salesman is to be seen !!!
The ad can be seen here